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Financial Toolkit
You work hard for your money, and the money comes in the form of a check. Read this packet to find out how you can pocket the full amount without losing any of it to check cashiers.
- Check Cashers
- Direct Deposit
- Identification to Open a Bank Account
Sometimes there is “too much time at the end of money.” Read about why not to use these services for your borrowing needs.
- Auto Title Loans
- Pawn Shop Loans
- Payday Loans
- Rent-to-Own
- Subprime Car Financing
- Subprime Credit Cards
You have debt and are now looking for guidance on paying it back. These topics are designed to help steer you towards a safe and reputable solution and avoid a costly scam.
- Credit Counseling
- Credit Repair
- Debt Management Plans
- Debt Settlement and Negotation
Everyone pays taxes and most of us don't prepare our own tax return. Read this section to learn more about how to avoid costly tax preperation and expensive refund anticipation loans.
- Income Tax Return Preparation
- Refund Anticipation Loans and Refund Anticipation Checks
This publication was made possible by a grant from the FINRA Investor Education Foundation.
The views and opinions of the originators expressed herein do not necessarily state or reflect those of FINRA.
United Way of the Coastal Bend gratefully acknowledges United Way for Greater Austin for providing their resource guides to be adopted for use in the Coastal Bend.
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